World Elite
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Annual Fee
SAR 3000
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Supplementary card annual fee
SAR 1000
World Elite Credit Card well welcomes you to a world of exclusive benefits like no other Credit card. A card that is made for frequent travelers.
Features and Benefits
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Global and wide acceptance
Enjoy the flexibility and convenience of using your card at more than 30 million merchants worldwide. -
Jana points on each transaction
Redeem the Jana program points for a wide variety of gifts and cash back when redeeming points.
All gifts are available in the program's catalog. To view the offers, please visit the website. -
Easy Payment Plan – 0% Profit rate
Easy Payment Plan without profit rate (0%) is a program designed for Banque Saudi Fransi
credit cardholders to make purchases easier by converting them
into equal monthly installment up to 12 months at selected partners.
For details, please visit Easy Payment Plan
page
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Lifestyle and Travel Concierge
For luxury travel planning, access to the best in fine dining, and exclusive events for your entertainment, let
the World Elite™ Mastercard® Concierge take care of everything for you while you enjoy the max benefits from
your time.
Our exceptional concierge professionals are prepared to help you create extraordinary experiences or help you
plan your perfect vacation —from reserving the chef's table for a special anniversary to lining up a celebrity
guest for a party. And, we can assist with tasks like purchasing event tickets, making dinner reservations,
securing a limousine, or finding a babysitter.
Our concierge can also help you purchase those hard-to-find concert tickets, see limited edition designer
collection items, and gain exclusive access to VIP events and previews.
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Global airport lounge access
Travel should always feel like a privilege. And, with the World Mastercard lounge program, it does. As a
cardholder you receive:
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Fulfill Visa Services
Fulfill is a fully digital solution that allows you to apply and book appointments for your travel visa needs
from the UAE, KSA, Bahrain, Oman, Kuwait, Kenya, Nigeria.
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Hertz Gold Plus Rewards® President's Circle Membership
As a World Elite™ Mastercard® cardholder you are automatically eligible for Hertz Gold Plus Rewards® President's
Circle membership, which is otherwise only obtainable through 20 qualifying Hertz Gold Plus Rewards® in a
12-month period. With Hertz Gold Plus Rewards® President's Circle, you will get preferred benefits, such as:
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Global Blue VIP Services
Global Blue brings you additional savings on purchases at over 300,000 stores across the world’s best shopping
districts.
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Priceless Cities
Priceless Cities is a unique collection of thousands of experiences and offers in over 40 cities and countries
around the world, specially tailored for Mastercard cardholders. -
Bicester Village Shopping Collection
The Bicester Village Shopping Collection is defined by its luxury brands, charming open-air 'village' settings,
a welcoming and superior service, a calendar of events and, not least, exceptional value for money.
World-leading brands offer savings of up to 60%, and sometimes more, on the recommended retail price, in their
own luxuriously appointed boutiques, all year round. As a TIER Mastercard® cardholder you get access to: -
Travel Inconvenience and Cancellation Insurance
Inconvenience is sometimes a part of travel, but you shouldn't have to deal with it alone. When your luggage goes amiss or flight delays interrupt your plans, [TIER] Mastercard® can compensate you. -
Rental Collision Damage Waiver
Sometimes accidents happen, whether or not they are your fault. With Collision Damage Waiver, World Elite™
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Instant Cash
Instant cash withdrawal up to 30% of your credit limit from any ATM worldwide.
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SADAD & MOI utility bill payment
For your convenience and flexibility, you may pay all your SADAD & MOI utility bills using Banque Saudi Fransi Credit Card.
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Chip-and-PIN card safety feature
The card is secured with a Chip-and-PIN safety feature giving more comfort to the cardholder during financial transactions.
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Secured online shopping - supported by 3D secure (verified MasterCard SecureCode)
You can rest and shop without having to worry about your online transactions knowing that all transactions done online using any Banque Saudi Fransi card is supported by 3D secure system (MasterCard SecureCode) which is a 3D system where you receive an SMS on your registered mobile number in Banque Saudi Fransi.
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Made Pay service
Made Pay is a mobile application that provides Banque Saudi Fransi cardholders a convenient and new way to pay for purchases at stores through Android-based mobile devices by simply adding their cards into this application safely and securely. For more information, please visit Mada Pay page
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Apple Pay Service
Apple Pay is a mobile payment service that provides Banque Saudi Fransi cardholders a convenient and new way to pay for purchases at stores through Apple devices by simply adding their cards into Apple Wallet safely and securely.
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SMS notification for each transaction
Get additional security with free SMS alerts for every transaction made on your card to provide you with more comfort, security and protection.
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Customer service around the clock
Fransi Phone team is available around to clock to serve you.
| Jana Points for each 100 SAR locally and European Union Purchases | 150 Points |
| Jana points for each 100 SAR Internationally | 200 Points |
How to use
Call the World Elite™ Mastercard ConciergeLocal Number KSA: 8008501319
International Number Outside KSA: 00-1332-6006504
- Unlimited complementary access for you and one accompanying guest (per visit) to over 1,200 regional & international Dragon key, Marhaba and CAC lounges in more than 450 cities in over 135 countries worldwide.
- Access to business facilities – email, internet, phones, fax machines and conference space in some lounges.
- Complementary refreshments and snacks.
Each cardholder, primary and supplementary, should show their individual QR code to avoid guest charges.
How to use:
1. Download the Mastercard Travel Pass app
2. Register your (Bank name) Mastercard card securely.
3. Use the app to locate lounges near you.
4. Confirm complimentary visits eligibility.
5. Present the app QR code to the lounge receptionist.
6. Enjoy your lounge access.
With Fulfill visa assistance, you are able to apply and book appointment at a flat fee of USD 15.
- Drastically reduce your time spent applying for travel visas
- Avoid filling complicated forms, we will do that for you
- Receive documents checklist for your Travel Visa submission (when you are required to personally submit the travel application)
How to use
www.fullfillsolutions.com/mastercard Simply visit to access the fulfill website and apply for your travel visa.
- Bypassing the rental queue at many of the world's busiest airports
- Guaranteed one car class upgrade at participating locations
- Faster returns with Hertz Instant Return®
- Discounted rates
How to use
- If you are not yet a member of Hertz Gold Plus Rewards®, go to hertz.com/worldelite, click the World Elite™ Mastercard® banner and "Join Now".
- If you are already a member of Hertz Gold Plus Rewards®, login to your profile and add CDP 1795034 to upgrade to President's Circle
Now when you use your eligible Mastercard, you can enjoy:
- Complimentary access to Global Blue City VIP Lounges to receive VAT right back.
- Complimentary access to the Global Blue fast track services at the Airport VIP Fast Lanes available at the refund points and operated directly by Global Blue.
- Register for Shop Tax Free Card and enjoy an automatic completion of the Tax Free Forms when shopping at a participating Global Blue merchant.
City VIP Lounges Locations:
Barcelona, Florence, London, Madrid, Milan, Munich, Paris, Rome, and Venice.
Airport VIP Fast Lane Locations:
Frankfurt, Milan, Munich, Rome, and Zurich.
How to use
- Complimentary Access - Simply present an eligible Mastercard at Global Blue City VIP Lounges or Global Blue Airport VIP Fast Lanes.
- Shop Tax Free Card - Simply visit https://www.globalblue.com/mastercardmea to register for Shop Tax Free Card and set your eligible Mastercard as the preferred non-cash refund target.
From dining to travel and entertainment, enjoy exclusive access and benefits that make your trip abroad or stay at home even more rewarding.
How to use
- Visit priceless.com
- Register
- Choose your place of interest
Eligibility
- Eligible cards issued in Middle East & Africa
- VIP invitation (to be exchanged for a VIP card that offers an additional 10% discount on purchases in participating boutiques)
- 15% discount on shopping packages
- 15% discount on chauffeur drive experiences at participating villages
- 15% discount on Shopping Express
- Access to VIP lounges (subject to availability)
All of this and more is available at the following villages:
Bicester Village - London, UK; Fidenza Village - Milan, Italy, lngolstadt Village - Munich, Germany; Kildare Village - Dublin, Ireland; La Roca Village – Barcelona, Spain; Las Rozas Village, - Madrid, Spain; La Vallee Village - Paris, France, Maasmechelen Village - Brussels, Belgium; Wertheim Village - Frankfurt, Germany
How to use
- Simply visit Mastercard Offer | The Bicester Collection to avail these offers.
How to use
Simply visit https://mastercard.walaa.com/ to file a claim online
Mastercard® cardholders have insurance on rental vehicles.
How to use
Simply call the World Elite™ Mastercard Concierge or visit https://mastercard.walaa.com/ to submit your online claim.
Simply, call 800 124 2121 (if within the Kingdom), or +966 92 0000 576 (if overseas).
Fees table
| World Elite Card Fees & Charges Table | |
|---|---|
| Primary | SAR 3000 |
| Supplementary card | SAR 1000 |
| Monthly Profit Margin | 2.25% |
| Late Payment Fee | SAR 100 not exceed the outstanding amount |
| Cash Withdrawal Fee | SAR 75 up to transaction amount SAR 5,000 and 3% for transaction amount over SAR 5,000 and max of SAR 300 |
| International Transaction Fee “Foreign Exchange” | 2.70% |
| Card Replacement Fee | SAR 150 |
| Duplicate Statement Fee | SAR 50 |
| Temporary Line Increase Fee | SAR 50 |
| Transaction Dispute Fee (Unsuccessful) | SAR 50 |
Credit Card
Here are some important tips to avoid risks before getting Credit Card:- Choose the type of card that meets your needs from the target to acquire it.
- Make sure to read the terms and conditions, and requests from the bank employee to explain them to you if you do not understand them.
- Choose a credit limit that suits your needs and your financial ability to repay.
- Take the initiative to pay the amounts due as scheduled to avoid late fees and to avoid the accumulation of due amounts, which leads to default and inability to pay in the future - God forbid - and thus harm your credit record with Simah.
Below are APR example tables based on credit limit (This is an example, and prices are subject to change for some customers based on various factors such as the credit history of the consumer):
Example (1), The credit limit is SAR 10,000 and the cardholder decided to paid due amount of (SAR 7,000) as planned:
| APR | Credit Card Purchase Rate | Minimum Payment | Period to Payoff* |
|---|---|---|---|
| 42.77% | 2.5% | 5% | 70 Months |
*If the customer made the monthly minimum payment, then cardholder needs 70 months to pay the full amount and take into consideration the interests and added profits every month.
Example (2), The credit limit is SAR 20,000 and the cardholder decided to paid due amount of (SAR 10,000) as planned:
| APR | Credit Card Purchase Rate | Minimum Payment | Period to Payoff* |
|---|---|---|---|
| 53.36% | 2.5% | 5% | 82 Months |
*If the customer made the monthly minimum payment, then cardholder needs 82 months to pay the full amount and take into consideration the interests and added profits every month.
Example (3), The credit limit is SAR 12,000 and the cardholder decided to paid due amount of (SAR 5,000) as planned:
| APR | Credit Card Purchase Rate | Minimum Payment | Period to Payoff* |
|---|---|---|---|
| 58.14% | 2.5% | 5% | 58 Months |
*if the customer made the monthly minimum payment, then cardholder needs 58 months to pay the full amount and take into consideration the interests and added profits every month.
