VISA Infinite
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Annual Fee
SAR 1500
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Supplementary card annual fee
SAR 350
Welcome to the Infinite privileges provided by the world of VISA Infinite Credit Card. This is the card for your usual travels to insure peace of mind with travel insurance, lounge access (plus guest) and much more!
Features and Benefits
Requirements
- Current account with Banque Saudi Fransi
- Age: Minimum 18 years, Maximum 60 years for non-priority clients
- Signed copy of ID
- Salary certificate Letter & Payslip
- Last 3 months account statement reflecting salary (if salary not assigned)
- Commercial registration (only for self-employed)
- Company certificate (only for self-employed)
- Copy of last 6 months bank statement (only for self-employed)
- Complete and signed application and terms and conditions
- Apply through your nearest branch
- For supplementary cards: a signed copy of the user’s ID
Everywhere you want to be | Visa (visamiddleeast.com)
Lounge Access
With your Alfransi VISA Signature and VISA Infinite Credit Cards, you will receive access to over 900 airport lounges across the globe to enjoy piece of mind when traveling before you leave and especially when you have those bothersome layovers.All you need to do is register on LoungeKey mobile application to have a full view of the lounges you are entitled to across the globe.
From January 01/01/2019 onwards, you will be eligible for free entry to the lounges and will renew every year once you meet the criteria of the eligibility conditions. The conditions are based on the mentioned in the below table:
| Card Type | If Cardholder does not spend 1USD | If Cardholder Spends 1USD |
|---|---|---|
| Infinite | 2 Free entries for the cardholder Or Free entry for Card holder and Guest only 1 time | Unlimited entries for the Cardholder and 1 Guest |
The condition will be eligible once you spend 1USD (3.75 SAR) annually through POS or Website purchases outside the kingdom. Any entries after exceeding the eligibility entry will cost the customer 27 USD for one person in one visit. Your free entries will be renewed on every first of January of each year.
Related Documents
Fees & Charges
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Late Payment Fee
SAR 100
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Monthly Interest
2.25%
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Transaction dispute fee (Unsuccessful)
SAR 50
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Cash withdrawal fee (Up to SAR 5,000)
SAR 75
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Cash withdrawal fee (More than SAR 5,000)
3%, subject to a maximum of SAR 300
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Forex mark-up
2.70%
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Duplicate statement
SAR 50
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Card replacement fee
SAR 150
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Finance charges on cash transaction
will be calculated from transaction date
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Temporary Credit Limit Increase
SAR 50
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Credit limit (example) 100,000
Annual percentage rate 34.47%
*All product and service fees are subject to VAT rate of 5%
Example (1), The credit limit is SAR 10,000 and the cardholder decided to paid due amount of (SAR 7,000) as planned:
| APR | Credit Card Purchase Rate | Minimum Payment | Period to Payoff* |
|---|---|---|---|
| 27% | 2.25% | 5% | 71 Months |
*If the customer made the monthly minimum payment, then cardholder needs 71 months to pay the full amount and take into consideration the interests and added profits every month.
Example (2), The credit limit is SAR 20,000 and the cardholder decided to paid due amount of (SAR 10,000) as planned:
| APR | Credit Card Purchase Rate | Minimum Payment | Period to Payoff* |
|---|---|---|---|
| 27% | 2.25% | 5% | 12 Months |
*If the customer made the monthly minimum payment, then cardholder needs 12 months to pay the full amount and take into consideration the interests and added profits every month.
Example (3), The credit limit is SAR 12,000 and the cardholder decided to paid due amount of (SAR 5,000) as planned:
| APR | Credit Card Purchase Rate | Minimum Payment | Period to Payoff* |
|---|---|---|---|
| 27% | 2.25% | 5% | 5 Months |
*if the customer made the monthly minimum payment, then cardholder needs 5 months to pay the full amount and take into consideration the interests and added profits every month.
Conventional credit card terms and conditions
Islamic credit card terms and conditions
