Top

VISA Classic

  • Annual Fee

    SAR 200

  • Supplementary card annual fee

    SAR 50

This is the card for your everyday purchases. May it be for groceries, restaurants and your vacations.

Features and Benefits

  • Membership Rewards : Yes
  • Credit Card Payment through Electronic Channels : Yes
  • Secure online transactions : Yes
  • E-Statement : Yes
  • JANA Reward Program Points : Yes
  • SADAD Pay utility bills : Yes
  • Special offers and discounts : Yes
  • Easy Payment plan ( 0% margin) : Yes
  • Hundreds of offers with Visa Explore App : Yes

Requirements

  • Current account with Banque Saudi Fransi
  • Age: Minimum 18 years, Maximum 60 years for non-priority clients
  • Signed copy of ID
  • Salary certificate Letter & Payslip
  • Last 3 months account statement reflecting salary (if salary not assigned)
  • Commercial registration (only for self-employed)
  • Company certificate (only for self-employed)
  • Copy of last 6 months bank statement (only for self-employed)
  • Complete and signed application and terms and conditions
  • Apply through your nearest branch
  • For supplementary cards: a signed copy of the user’s ID
Related Documents

Fees & Charges


  • Late Payment Fee

    SAR 100

  • Monthly Interest

    2.25%

  • Transaction dispute fee (Unsuccessful)

    SAR 50

  • Cash withdrawal fee (Up to SAR 5,000)

    SAR 75

  • Cash withdrawal fee (More than SAR 5,000)

    3%, subject to a maximum of SAR 300

  • Forex mark-up

    2.70%

  • Duplicate statement

    SAR 50

  • Card replacement fee

    SAR 150

  • Finance charges on cash transaction

    will be calculated from transaction date

  • Temporary Credit Limit Increase

    SAR 50



  • Credit limit (example) 10,000

    Annual percentage rate 35.80%

    *All product and service fees are subject to VAT rate of 5%


Example (1), The credit limit is SAR 10,000 and the cardholder decided to paid due amount of (SAR 7,000) as planned:

APR Credit Card Purchase Rate Minimum Payment Period to Payoff*
27% 2.25% 5% 71 Months

*If the customer made the monthly minimum payment, then cardholder needs 71 months to pay the full amount and take into consideration the interests and added profits every month.

Example (2), The credit limit is SAR 20,000 and the cardholder decided to paid due amount of (SAR 10,000) as planned:

APR Credit Card Purchase Rate Minimum Payment Period to Payoff*
27% 2.25% 5% 12 Months

*If the customer made the monthly minimum payment, then cardholder needs 12 months to pay the full amount and take into consideration the interests and added profits every month.

Example (3), The credit limit is SAR 12,000 and the cardholder decided to paid due amount of (SAR 5,000) as planned:

APR Credit Card Purchase Rate Minimum Payment Period to Payoff*
27% 2.25% 5% 5 Months

*if the customer made the monthly minimum payment, then cardholder needs 5 months to pay the full amount and take into consideration the interests and added profits every month.

Conventional credit card terms and conditions
Islamic credit card terms and conditions

Compare credit cards to find the best fit

Compare Credit Cards
Subscribe to receive great offers