Visa Antee Signature
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Annual Fee
SAR 1000
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Supplementary card annual fee
SAR 500
The BSF Signature VISA Card Credit Card is for those who wish to free themselves of the hassle that comes with travel and purchases of those sensitive products.
Requirements
- Current account with Banque Saudi Fransi
- Age: Minimum 18 years, Maximum 60 years for non-priority clients
- Signed copy of ID
- Salary certificate Letter & Payslip
- Last 3 months account statement reflecting salary (if salary not assigned)
- Commercial registration (only for self-employed)
- Company certificate (only for self-employed)
- Copy of last 6 months bank statement (only for self-employed)
- Complete and signed application and terms and conditions
- Apply through your nearest branch
- For supplementary cards: a signed copy of the user’s ID
Lounge Access
With your Alfransi VISA Signature and VISA Infinite Credit Cards, you will receive access to over 900 airport lounges across the globe to enjoy piece of mind when traveling before you leave and especially when you have those bothersome layovers.All you need to do is register on LoungeKey mobile application to have a full view of the lounges you are entitled to across the globe.
From January 01/01/2019 onwards, you will be eligible for free entry to the lounges and will renew every year once you meet the criteria of the eligibility conditions. The conditions are based on the mentioned in the below table:
| Card Type | If Cardholder does not spend 1USD | If Cardholder Spends 1USD |
|---|---|---|
| Signature | 1 Free entries for the Cardholder | 11 Free entries for the Cardholder |
The condition will be eligible once you spend 1USD (3.75 SAR) annually through POS or Website purchases outside the kingdom. Any entries after exceeding the eligibility entry will cost the customer 27 USD for one person in one visit. Your free entries will be renewed on every first of January of each year.
Fees & Charges
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Late Payment Fee
SAR 100
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Monthly Interest
2.25%
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Transaction dispute fee (Unsuccessful)
SAR 50
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Cash withdrawal fee (Up to SAR 5,000)
SAR 75
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Cash withdrawal fee (More than SAR 5,000)
3%, subject to a maximum of SAR 300
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Forex mark-up
2.70%
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Duplicate statement
SAR 50
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Card replacement fee
SAR 500
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Finance charges on cash transaction
will be calculated from transaction date
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Temporary Credit Limit Increase
SAR 50
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Credit limit (example) 40,000
Annual percentage rate 37.15%
*All product and service fees are subject to VAT rate of 5%
| Example (1), Cardholder decided to paid due amount of (7,000) as planned | |||||||
|---|---|---|---|---|---|---|---|
| Credit Limit | Principle Balance | Credit Card Purchase Rate | APR | Minimum Payment | Profit Paid | Total Payments | Period to Payoff |
| SAR 10,000 | SAR 7,000 | 2.25% | 27% | 5% SAR 350 |
SAR 4,490 | SAR 11,490 | 71 Months |
| Example (2), Cardholder decided to paid due amount of (10,000) after 12 months | |||||||
|---|---|---|---|---|---|---|---|
| Credit Limit | Principle Balance | Credit Card Purchase Rate | APR | Minimum Payment | Profit Paid | Total Payments | Period to Payoff |
| SAR 20,000 | SAR 10,000 | 2.25% | 27% | 5% SAR 500 |
SAR 2,003 | SAR 12,003 | 12 Months |
| Example (3), Cardholder decided to paid due amount of (5,000) after 5 months | |||||||
|---|---|---|---|---|---|---|---|
| Credit Limit | Principle Balance | Credit Card Purchase Rate | APR | Minimum Payment | Profit Paid | Total Payments | Period to Payoff |
| SAR 12,000 | SAR 5,000 | 2.25% | 27% | 5% SAR 250 |
SAR 401 | SAR 5,401 | 5 Months |
