Lifestyle Credit Card
Banque Saudi Fransi strives to provide you with the most substantial and attractive cashback program to help you save and spend smarter. Introducing a country first and exclusive Lifestyle Credit Card designed especially for you to receive up to 5% cashback based on your monthly lifestyle and expenses to guide you save better each month.
Features and Benefits
- It introduces 8 cashback categories.
- Receive up to 5% cashback from the category of your choice.
- Flexibility to choose categories based on your future purchases on FransiPlus or FransiMobile .
- Receive instant cashback on the daily spends once the transaction appears on the card statement.
- No minimum spends required to avail cashback.
- Access to 25+ airport lounges in the Middle East and Levant
| You can Select | Cashback % | Available Cashback Categories |
|---|---|---|
| 1 Cashback category | 5% |
Based on your spending, select the cashback percentage on the category that suits you. *cashback percentage is fixed |
| 3 Cashback categories | 3% | |
| 4 Cashback categories | 2% | |
| Cashback on other spendings categories | 0.5% |
Fees
| Fees Type | Fees Amount |
|---|---|
| Card Issuance / Annual Fees (primary card) | SAR 750 |
| Supplementary Card Fee | SAR 100 |
| Monthly Profit Rate | 2.75% |
| Late Payment Fee | SAR 100 (not exceeding the outstanding amount) |
| Cash Withdrawal Fee | SAR 75 for transactions up to SAR 5,000 and 3% for transactions above SAR 5,000 with a cap of SAR 300 |
| International Transaction Fee (Foreign Exchange) | 2.75% |
| Card Replacement Fee | SAR 50 |
| Duplicate Statement Fee | Free |
| Temporary Limit Increase Fee | SAR 50 |
| Transaction Dispute Fee (unsuccessful) | SAR 50 |
Examples of the Annual Percentage Rate
| Lifestyle Credit Card | |||
|---|---|---|---|
| Credit limit | 100,000 SAR | 150,000 SAR | 200,000 SAR |
| APR | 40.52% | 39.83% | 39.49% |
| Credit Card Purchase Rate | 33% | ||
| Minimum Payment | 5% | ||
| Period to payoff | 5 years and 11 months | ||
Here are some important tips to avoid risks before getting Credit Card:
- Choose the type of card that meets your needs from the target to acquire it.
- Make sure to read the terms and conditions, and requests from the bank employee to explain them to you if you do not understand them.
- Choose a credit limit that suits your needs and your financial ability to repay.
- Take the initiative to pay the amounts due as scheduled to avoid late fees and to avoid the accumulation of due amounts, which leads to default and inability to pay in the future - God forbid - and thus harm your credit record with SIMAH.
Additional Features
- Access to airport lounges
Lifestyle Credit Card allows you access 25+ airport lounges in the Middle East & Levant. For more information, please click here - Special Offers and Discounts:
You can benefit from the discounts at prestigious merchants tied up with Banque Saudi Fransi from dining to shopping, travel to entertainment, and much more. For details, please click here - Global acceptance
Enjoy the flexibility and convenience of using your card at more than 30 million merchants worldwide -
Easy Payment Plans – 0% Profit Rate Instalment Plan
Easy Payment Plan is a 0% profit rate program designed for Banque Saudi Fransi credit cardholders to make large purchases easier by converting them into equal monthly instalments up to 12 months at selected partners. For details click here - Supplementary cards for your family members
Lifestyle Credit Card allows you to have additional supplementary cards for all your family members without a need for a separate account, which helps facilitate and monitor your family's spending. Supplementary cards will enjoy the same features and benefits as the primary card.. - SADAD & MOI utility bill payment
You may pay all your SADAD and MOI utility bills using Banque Saudi Fransi Credit Card for your convenience and flexibility. - Chip-and-PIN card safety feature
The card is secured with a Chip-and-PIN safety feature giving more comfort to the cardholder during financial transactions. - Secure online shopping – supported by 3D secure (MasterCard SecureCode)
You can rest and shop without having to worry about your online transactions knowing that all transactions done online using any Banque Saudi Fransi card is supported by 3D secure (MasterCard SecureCode) security feature. - mada Pay service
mada Pay is a mobile application that provides Banque Saudi Fransi cardholders a convenient and new way to pay for purchases at stores through Android-based mobile devices by simply adding their cards into this application safely and securely. - Online access to view your card account
Banque Saudi Fransi offers you innovative online banking solutions to save you time and effort, and help you carry out your banking transactions anywhere and around the clock without having to visit the branch. - Apple Pay Service
Apple Pay is a mobile payment service that provides Banque Saudi Fransi cardholders a convenient and new way to pay for purchases at stores through Apple devices by simply adding their cards into Apple Wallet safely and securely. - SMS Notification for Each Transaction
Get additional security with free SMS alerts for every transaction made on your card to provide you with more comfort, security and protection. - Instant Cash
Instant cash withdrawal from any ATM worldwide. In addition to easy cash Cash and Balance Transfer up to 30% of Credit Limit - Minimum Payment Options
5% or SAR 100 (whichever is higher).
- Customer service around the clock
Fransi Phone team is available around to clock to serve you. Simply, call 800 124 2121 (if within the Kingdom), or +966 92 0000 576 (if overseas)
Related Documents
Features and Benefits
| Cashback Categories | Cashback % | Monthly Spending | Cashback Earning |
|---|---|---|---|
| Dining and Restaurants |
|
0 S.A.R. | |
| Grocery |
|
0 S.A.R. | |
| Travel |
|
0 S.A.R. | |
| Hospitals and Pharmacies |
|
0 S.A.R. | |
| Education |
|
0 S.A.R. | |
| Home and Furniture |
|
0 S.A.R. | |
| E-Commerce and Online Shopping |
|
0 S.A.R. | |
| Car Services and Maintenance |
|
0 S.A.R. | |
| Other Expenses |
|
0 S.A.R. | |
| Total Monthly Spend and Cashback | 0 S.A.R. | 0 S.A.R. | |
