Visa Al Fursan Infinite

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Your Visa Al Fursan Credit Card from Banque Saudi Fransi is a card designed especially for travel lovers. Your Visa Al Fursan Credit Card enable you to earn miles when using the card for purchase inside or outside the Kingdom and enjoy many exclusive benefits with Al Fursan Program from Saudia Airlines.

If you are not a member of the Alfursan program, please register through this link: https://alfursan.saudia.com/en As Alfursan membership is mandatory to obtain the card.

Features and Benefits

Global acceptance
Enjoy the flexibility and convenience of using your card at more than 30 million merchants worldwide.
Sharia compliant
Rest assure that Banque Saudi Fransi offers an Islamic Sharia-compliant credit card product based on Tawarruq principle.
Supplementary cards for your family members
Visa Al Fursan Infinite Credit Card allows you to have additional supplementary cards for all your family members without a need for a separate account, which helps facilitate and monitor your family’s spending. Supplementary cards will enjoy the same features and benefits as the primary card.
Global airport lounge access
Your Visa Al Fursan Infinite Credit Card allows you to access over 1,000 international airport lounges. Travel with comfort and joy around the world in more than 300 cities. To know more about the airport lounges subscribed, please visit Visa Middle East website or download the LoungeKey application. Terms and conditions apply - please revert to FAQ section
Global Concierge Service
Enjoy a premium lifestyle anywhere around the world with the help of Visa Concierge Service including travel information, arrangements and reservation assistance, in addition to bookings at premium restaurants, entertainment events, shopping information and gift arrangements and delivery and many other attractive services. For more information, please read the FAQ section.
Easy payment plans - 0% profit rate
Easy payment plans without profit rate (0%) is a program designed for Banque Saudi Fransi credit cardholders to make large purchases easier by converting them into equal monthly installment up to 12 months at selected partners. For details, please visit Easy Payment Plan page
Attractive offers and discounts
You can benefit from the discounts at prestigious merchants tied up with Banque Saudi Fransi from dining to shopping, travel to entertainment and much more.

Al Fursan air miles for every transaction
Al Fursan is loyalty program for Saudia Airlines will offer you air miles on all transactions done using Visa Al Fursan Infinite Credit Card, which can be redeemed against attractive travel bookings and many more. Following is the reward grid:

Spend Amount	Air Miles Rewards
SAR 2.5 (Local Purchase)	1 mile
SAR 1.5 (International Purchase)	1 mile

Spend Amount

Air Miles Rewards

SAR 2.5 (Local Purchase)

1 mile

SAR 1.5 (International Purchase)

1 mile

Welcome miles upon activation
20,000 Miles

Spend amount	Bonus miles
SAR 100,000 in a year	40,000 Miles

Meet and assist at +450 international airports
As a Banque Saudi Fransi Visa Al Fursan Infinite cardholder, you can enjoy special discounts on meet and assist services at +450 international airports with our partners YQ. YQ is a global network of specialist airport meet & assist service partners. It provides the personalized greeting and exceptional airport experience that your status deserves. For more information, please refer to the FAQ section
Travel Insurance
When using your Visa Al Fursan Infinite Card from Banque Saudi Fransi to pay for your travel expenses, you will receive a complimentary travel insurance policy for the respective trip, which can be used for visa application purposes as evidence of travel insurance. For more information on coverage and printing the insurance policy certificate and the terms and conditions, please visit Visa Middle East website
Luxurious lifestyle and collection of luxury hotels
Enjoy best offers and promotions provided by Visa Al Fursan Infinite Card from Banque Saudi Fransi and relish every moment with pleasure from spa retreats, to sea excursions, hotel stays and other luxurious experiences. Also, a group of exclusive deals for a handpicked selection of +900 finest hotels around the world, with your Visa Al Fursan Infinite Card from Banque Saudi Fransi, you can enjoy attractive discounts and offers. For more information and to stay tuned on the latest offers, please visit Visa Middle East website
Extended Warranty
Your Visa Al Fursan Infinite from Banque Saudi Fransi provides an extended warranty up to 12 months in addition to the manufacturer warranty on items purchased using the card. For more information and terms and conditions, please visit Visa Middle East website
Purchase Protection
Your Visa Al Fursan Infinite Card from Banque Saudi Fransi provides a purchase protection on items purchased using the card. For more information and terms and conditions, please visit Visa Middle East website
Instant Cash
Instant cash withdrawal up to 30% of your credit limit from any ATM worldwide.
SADAD & MOI utility bill payment
For your convenience and flexibility, you may pay all your SADAD & MOI utility bills using Banque Saudi Fransi Credit Card.
Chip-and-PIN card safety feature
The card is secured with a Chip-and-PIN safety feature giving more comfort to the cardholder during financial transactions.
Secure online shopping - supported by 3D secure (verified by visa)
You can rest and shop without having to worry about your online transactions knowing that all transactions done online using any Banque Saudi Fransi card is supported by 3D secure (verified by visa) security feature.
mada Pay service
mada Pay is a mobile application that provides Banque Saudi Fransi cardholders a convenient and new way to pay for purchases at stores through Android-based mobile devices by simply adding their cards into this application safely and securely. For more information, please visit Mada Pay page
Online access to view your card account
Banque Saudi Fransi offers you innovative online banking solutions to save you time and effort, and help you carry out your banking transactions anywhere and around the clock without having to visit the branch.
SMS notification for each transaction
Get additional security with free SMS alerts for every transaction made on your card to provide you with more comfort, security and protection.
Customer service around the clock
Fransi Phone team is available around to clock to serve you. Simply, call 800 124 2121 (if within the Kingdom), or +966 92 0000 576 (if overseas).

Fees

Visa Al Fursan Infinite Credit Card	Card Fees
Card Issuance / Annual Fees (primary card)	SAR 2,000
Supplementary Card Fee	SAR 75
Monthly Profit Rate	2.25%
Late Payment Fee	SAR 100 (not exceeding the outstanding amount)
Cash Withdrawal Fee	SAR 75 for transactions up to SAR 5,000 and 3% for transactions above SAR 5,000 with a cap of SAR 300
International Transaction Fee (FX Markup)	2.70%
Card Replacement Fee	SAR 50
Transaction Dispute Fee (unsuccessful)	SAR 50

All fees above are subject to VAT
Annual Percentage Rate: start from 35%

Example (1), The credit limit is SAR 10,000 and the cardholder decided to paid due amount of (SAR 7,000) as planned:

APR	Credit Card Purchase Rate	Minimum Payment	Period to Payoff*
27%	2.25%	5%	70 Months

*If the customer made the monthly minimum payment, then cardholder needs 70 months to pay the full amount and take into consideration the interests and added profits every month.

Example (2), The credit limit is SAR 20,000 and the cardholder decided to paid due amount of (SAR 10,000) as planned:

APR	Credit Card Purchase Rate	Minimum Payment	Period to Payoff*
27%	2.25%	5%	82 Months

*If the customer made the monthly minimum payment, then cardholder needs 82 months to pay the full amount and take into consideration the interests and added profits every month.

Example (3), The credit limit is SAR 12,000 and the cardholder decided to paid due amount of (SAR 5,000) as planned:

APR	Credit Card Purchase Rate	Minimum Payment	Period to Payoff*
27%	2.25%	5%	58 Months

*if the customer made the monthly minimum payment, then cardholder needs 58 months to pay the full amount and take into consideration the interests and added profits every month.

Features and Benefits

FAQ

How can I obtain a Credit Card from Banque Saudi Fransi?

Simply visit the nearest Banque Saudi Fransi to request your Credit Card or call Fransi Phone on 800 124 2121 (if within the Kingdom), or +966 92 0000 576 (if overseas).
What if I forget my PIN code?

You can reset your PIN code easily through Fransi Plus or Fransi Mobile.
What happens if I lose my card or if my card is stolen and how can I request a replacement card?

In case of loss or theft of your card, immediately call 800 124 2121 (if within the Kingdom), or +966 92 0000 576 (if overseas) to stop your card. You may visit the nearest branch to issue a replacement card instantly.
What is mada Pay service?

mada Pay is a mobile application that provides Banque Saudi Fransi cardholders a convenient and new way to pay for purchases at stores through Android-based mobile devices by simply adding their cards into this application safely and securely. For more information on how to use the mada Pay service, please visit Mada Pay page
How can I activate my Banque Saudi Fransi Credit Card?

You can activate your card through our e-banking channels “Fransi Plus” or “Fransi Mobile” or by simply calling “Fransi Phone”.
How can I benefit from the YQ airport meet and assist service at airports?

Simply visit Visa Middle East website and enjoy 25% discounts off retail rates with your Banque Saudi Fransi Al Fursan Platinum card. Booking must be made at least 72 hours prior to commencement of travel. Offer not to be used in conjunction with other promotions. Cardholder can also book other services such as limo transfer, visa on arrival, baggage porters, etc…
What are the airport lounges that can be accessed with Visa Al Fursan Signature Credit Card and what are the terms and conditions related to LoungeKey?
To know more about the airport lounges that are subscribed, please visit www.loungekey.com or download the LoungeKey application on your smart phone. Please note that your Visa Al Fursan Infinite Card from Banque Saudi Fransi provides up to 12 complimentary access / visits per calendar year to subscribed lounges by the actual cardholders only. Just simply present your Banque Saudi Fransi Visa Al Fursan Infinite Card and identify yourself as a LoungeKey member to gain access, additional guests will be charged per visit. Supplementary cardholders will enjoy the same features and benefits of the primary cardholder. Following are the terms and conditions:
- To be eligible for the 12 visits, the Cardholder needs to complete one (1) international transaction in each calendar year (Eligibility Condition). Minimum transaction amount should for a value of $1 (PoS or e-Commerce or Re-curing transactions where issuing bank is not located in the country of transaction - spends may take up to 15 days to register with LoungeKey)
- The Cardholders will be initially assigned one (1) complimentary visit to utilize across Cardholder each year prior to meeting the eligibility condition. The Cardholder becomes eligible for the 11 additional visit entitlement the year
- Annual lounge visit entitlement and the requirement to meet the eligibility condition will reset from 1 Jan in subsequent years
- As part of the default option, any lounge visits outside Visa Lounge Entitlement will need to be paid for by the Cardholder (Visit will be charged directly to the card by LoungeKey)
How can I benefit from the Concierge Service?

With Global Concierge Service, you can rest assured that you are in good hands. This service is tailored exclusively for
Visa Al Fursan Signature cardholders, which provides complimentary concierge help for everything you need whether it is
for personal or business related. It is available in different languages to meet your needs.
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The Global Concierge Service saves you precious time and efforts and is available 24 hours a day, 365 days a year,
employing a network of world-class resources to offer solutions and recommendations tailored precisely to your
requirements. The service also keeps track of your profile with time, ensuring that your individual expectations and
preferences are fully understood. The Concierge Service categories are as per the following:
<ul>
    <li>Travel: information and reservation assistance for travel and hospitality</li>
    <li>Entertainment and Leisure: international dining and luxury leisure services</li>
    <li>Retail and Personal Services: domestic services, delivery services, transportation services, life event
    management and emergency services</li>
</ul>
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For more information, please contact your Global Concierge Service by calling 8008443488 (within the Kingdom of Saudi
Arabia) or by calling +97143611234 (if overseas). Alternatively, you can contact the concierge via email at: <a href="concierge@visainfinite-mea.com</a">mailto:concierge@visainfinite-mea.com">concierge@visainfinite-mea.com</a>