Small & Medium Enterprises


Entities under SAR 200 MM is managed by specialized SME department reporting to the group head.

SME Banking includes customers with:

- Sales between SAR 3 MM to SAR 40 MM (Small Enterprises)

- Sales between SAR +40 MM to SAR 200 MM (Medium Enterprises).

Shariah Compliant Credit Products are offered to clients operating in certain industries such as Manufacturing, contracting, and Services. Sharia compliant facilities Includes Tawarruq, Letters of Credit and Letters of Guarantee. Furthermore, The Saudi Industrial Development Fund (SIDF) KAFALA program can be offered to the qualified customers under the scheme.